Resolved Question: Can a repo employee break and enter to repossess a vehicle?
Okay, so I got into a desperate situation and took a title loan thinking that I could pay it back in a couple of months. However, with the daily accruing interest, I quickly found that I was owing more than twice the amount I had borrowed after about 3 months or so, and couldn’t even make the minimum demand.
I figured they would be coming to pick up the car, so I talked to my cousin, and he let me keep the car stored in one of his garage storage units, where I had it secured with a padlock. I would use the car for the day (except to go to work), and when I was done, I would go lock it up in his garage storage facility, and ride my bike back home.
About an hour ago, I went over to the storage unit, and found that the padlock had been sawed off and the car was gone. I called the title loan company, and they confirmed that they had the car.
Is this legal to do–forcefully breaking into a locked facility on someone else’s property to reposess a car? I want to ask here first before I have my cousin call the police and try have charges pressed…I don’t want to make an a*ss out of him and myself.
(And for anyone reading this…do not ever! EVER!!! take out a title loan on your car)
Lexie: It doesn’t look like anyone is agreeing with you. What you just said is similar to “I broke into so and so’s and took $400 from his wallet cause I loaned it to him, and he agreed to pay me back. I didn’t intend to commit a crime, so all I’m guilty of is tresspassing! Pay what you owe!”
I don’t think it works that way, little sister.
